Chase Credit Card, Credit Card Types

Marriott Bonvoy Boundless Credit Card Overview

Marriott Bonvoy Boundless Credit Card is a great hotel credit card for everyone. There are reasons it became one of the best hotel credit cards offered by Marriott. The technology that drives this credit card is innovative, efficient and unparalleled.

If you want to know about this credit card, then this blog is for you. This blog is going to share information about the Bonvoy Boundless card in detail. I’ll go over the main benefits and discuss how you can earn Marriott Bonvoy points online without having to pay an annual fee.

Quick Overview

The Marriott Bonvoy Boundless Credit Card is a credit card from JPMorgan Chase that lets you earn points at hotels. It’s made for people who stay at Marriott hotels often and lets cardholders earn rewards for stays at Marriott hotels and purchases made with the card. For every dollar spent on eligible purchases, a cardholder earns one Marriott Bonvoy point. 

Benefits and Perks of the Credit Card

If you just started earning points with your credit card and wondering what you can earn on the card, the following benefits might come in handy.

1. Rewards Earning

Spending at Marriott Bonvoy hotels earns cardholders up to 17 points for every $1 spent, all purchases at grocery stores, restaurants, and gas stations receive 3 points per $1 spent, and all other transactions earn 2 points per $1 spent on the card.

2. Redemption Options

Marriott Bonvoy points can be redeemed for free hotel stays, flights, car rentals, and more at Marriott hotels and partners. Spa treatments, meals, and trips are just some of the activities that may be purchased with points.

3. Elite Night Credits

Each year, cardholders receive 15 credits toward elite status nights that can be redeemed for faster advancement to the next tier of Marriott Bonvoy elite status.

4. Room Upgrades and Discounts at Marriot Hotel

Free late checkout and upgraded rooms are available to cardholders (based on availability).

5. No Foreign Transaction Fees 

The card’s lack of fees for purchases made in other countries makes it a good choice for those who frequently travel.

6. Protection Benefits

In addition to standard perks, cardholders can also take use of additional protections including trip cancellation and interruption insurance, reimbursement for misplaced luggage, and access to a concierge service available around the clock.

Requirements to Apply for a Credit Card 

See the following criteria before you apply:

  • A person’s minimum age to apply for a card is 18.
  • You need to provide proof that you are a lawful permanent resident of the United States to be eligible.
  • A decent to exceptional credit score (often 670 or higher) is required for card approval.
  • In order to qualify for the card, you must demonstrate that you have a reliable revenue stream.

Keep in mind that these specifications may alter and/or be adjusted at the sole discretion of the lender. You can improve your odds of approval by demonstrating that you are financially responsible and have a solid credit history. As an added bonus, your chances of being approved may increase if you currently have a JPMorgan Chase credit card.

Fees Associated with the Card

Fees and rates are as follows:

  1. Fee per year: The card costs $95 per year.
  2. Interest rate: For purchases, balance transfers, and cash advances, the card has a variable annual percentage rate (APR). The APR can be different depending on the prime rate and how good your credit is.
  3. Balance transfer fee: If you move a balance to the card, you have to pay either $5 or 5% of the amount of each transfer, whichever is higher.
  4. Fee for late payment: If you pay late, you may have to pay a fee of up to $40.

How Does Marriott Bonvoy Boundless Credit Card Compare To Other Cards?

You can evaluate the credit card in relation to other hotel rewards credit cards, such as the Hilton Honors American Express Card and the World of Hyatt Credit Card.

Hilton Honors American Express Card

The Marriott Bonvoy Boundless has a higher annual fee ($95 vs. $0) but additional perks, such as free room upgrades and extended checkout times, than the Hilton Honors American Express Card (based on availability). The greater variety of hotels available through the Marriott Bonvoy program also makes it a more versatile choice for vacationers.

World of Hyatt Credit Card

Marriott Bonvoy Boundless has the same annual cost ($95 vs. $95) as the World of Hyatt Credit Card, however, World of Hyatt provides greater perks for elite members, such as free night awards and suite upgrades. Travelers who value versatility may find more to their liking with the Marriott Bonvoy program and its bigger network of establishments.

Pros Vs. Cons

There are perks galore for cardholders, but there are also some downsides to think about.

The rewards program is one of the main draws. All purchases, and especially those made at Marriott Bonvoy hotels, will accrue points for the cardholder. Those who stay frequently at Marriott hotels and value the opportunity to accrue points for their expenditures will find this a compelling proposition.

In addition to the benefits already mentioned, cardholders also gain Silver Elite status in the Marriott Bonvoy program. Depending on availability, you may be eligible for a room upgrade, you may have a later check-out time, and you may earn additional points for each night you stay. 

The credit card has a yearly fee of $95, which is one of the card’s major drawbacks. Some customers who are trying to get a card without an annual charge may find this to be an obstacle.

Ultimately, the Marriott Bonvoy Boundless Credit Card provides numerous advantages for travelers. Before deciding if this card is good for you, it’s crucial to weigh the annual fee and variable interest rate. Consider the card’s benefits and drawbacks, as well as those of competing cards, to see if it will work best for your travel and shopping needs.