The Citi Rewards+ Credit Card is a rewards credit card offered by Citibank that allows cardholders to earn rewards points on their everyday purchases. This card is designed for individuals who want to earn rewards while they spend on their daily essentials, such as groceries, gas, and other purchases.

One of the unique features of the Citi Rewards+ Credit Card is its rounded-up rewards program. This means that every purchase made with the card will be rounded up to the nearest 10 points, allowing cardholders to earn extra rewards points on their purchases. For example, if a cardholder makes a purchase of $15.20, it will be rounded up to 20 points.

In addition to rounded-up rewards, the Citi Rewards+ Credit Card also offers 2x points per dollar spent on supermarkets and gas stations for the first $6,000 in combined purchases each year. Cardholders can also earn 1 point per dollar spent on all other purchases made with the card.

You can exchange the rewards points you earn with the Citi Rewards+ Credit Card for a number of things, including statement credits, gift cards, travel, and merchandise. Because of the rewards program’s adaptability, cardholders can use their points to get the rewards that best suit their needs.

In terms of benefits, the Citi Rewards+ Credit Card offers a range of features to make the cardholder’s life easier. These include extended warranty coverage on qualified items, a 25-day purchase grace period, a 0% introductory APR on balance transfers for the first 15 months, and global travel accident insurance.

Overall, the Citi Rewards+ Credit Card is a great choice for individuals who want to earn rewards on their everyday purchases. With its rounded-up rewards program and a range of benefits, the Citi Rewards+ Credit Card makes it easy for cardholders to earn and redeem rewards for the things they love. Here is some information you need to know about the Citi Rewards+ Card:

20,000 Bonus points on Citi Rewards+ Card

Spend $1,500 within the first three months of opening your account to earn 20,000 bonus points, redeemable for $200 in gift cards.

Double the Points on Citi Rewards+ Card

Earn two ThankYou® Points for every dollar spent at supermarkets and gas stations up to the first $6,000 annually, and one point for every dollar spent after that.

Citi Rewards+ Card 10 Points round-up

The one credit card that always rounds up purchases to the nearest ten points will help you accumulate points quickly. 

How does Citi Rewards+ Credit card Round Up work?

Every purchase you make will earn you points, which we will then round up to the nearest ten points. We’ll round up to 10 points if you spend $2.31 on your morning coffee. We’ll round up to 20 points for a lunch purchase of $10.99. Your points will always be rounded up to the nearest 10 on every purchase; there is no minimum or maximum purchase amount.

Digital Wallets

Thanks to digital wallets, you can shop with confidence in a huge variety of physical, online, and app stores. With digital wallets, you can complete the checkout process faster while still taking advantage of all the wonderful perks that come with your card.

10% Points Back Citi Rewards+ Card

The first 100,000 points you redeem each year will earn you 10% back in points. Thus, if you redeem 15,000 points, you will receive 1,500 back. 

Promotional Deals

Cardmembers may receive promotional offers that allow them to accumulate points. To ensure you get the most out of your Citi Rewards+® Card, if Citi® makes a promotional offer, we’ll let you know the specific terms and conditions that apply.

Balance Transfer Fee

Within the first 4 months of account opening, an initial fee of 3% of each transfer ($5 minimum) is due. 5% of each transfer after that.

ThankYou points

Using their Citi® account for regular purchases is the most popular method for Citi Rewards+® Card cardholders to earn Citi ThankYou® Points — it’s that simple.

Redeeming ThankYou® Points

Gift Cards

You can treat yourself to anything. Gift cards from restaurants, department stores, and home furnishing shops are available in a wide variety.

Shop with Points

Online purchases from Best Buy and Amazon can be made using ThankYou® Points.

Pay with Points

Redeem points in specific categories to receive a statement credit to pay for recent purchases.

Travel Rewards

Spend your points on things like hotels, cruises, and flights.

No Limit or Expiration on Points Earned on Citi Rewards+

There is no cap on the number of ThankYou® Points you can accrue with this card, and they never expire.

Citi Rewards+® Card Details

The introductory rate is 0% for the first 15 months on purchases made within that time frame as well as balance transfers made within that same time frame. After the introductory period has ended, new purchases, new balance transfers, and unpaid promotional balances are subject to a variable APR ranging from 17.99% to 27.99%. Depending on creditworthiness, the Citi Flex Plans’ APR ranges from 17.99% to 27.99%. For Citi Flex Pay Plans subject to a Plan Fee, depending on the length of the Citi Flex Plan, the APR that would otherwise be applicable to the transaction, and other factors, a monthly fee of up to 1.72% will be charged. There is a 29.74 percent variable APR for cash advances. The variable penalty APR of up to 29.99% may be applied if you make a late payment or one that is returned. The smallest interest rate is $0.50.  There is no yearly fee.  3% of each purchase transaction in US dollars is the foreign transaction fee. $10 or 5% of the total amount of each cash advance, whichever is greater, is the cash advance fee. Fee for balance transfers: $5 minimum fee plus 3% of each transfer made within the first four months of account opening for the following 5% of each transfer ($5 minimum).