American Express Credit Card, Travel Credit Card

An In-depth Guide to American Express® Green Card

If you’re looking for a credit card that offers fantastic rewards and benefits, the American Express® Green Card might be the perfect fit for you. With its attractive Membership Rewards® Points program and various travel perks, this card has a lot to offer. In this comprehensive guide, we’ll delve into the key features and benefits of the American Express® Green Card, giving you a clear understanding of why it’s one of the top choices for frequent travelers and those who love to explore the world.

The American Express® Green Card is designed to cater to individuals who enjoy exploring the world, dining at restaurants, and making transit purchases. It offers numerous benefits, including a generous welcome offer and the ability to earn Membership Rewards® Points on eligible purchases. Let’s explore how you can make the most of this exceptional credit card.

Earning Membership Rewards® Points

60,000 Membership Rewards® Points Welcome Offer

Upon successful application and approval of the American Express® Green Card, you’ll have the opportunity to earn 60,000 Membership Rewards® Points. To qualify, you need to spend $3,000 on purchases using your new card within the first six months of Card Membership. This substantial welcome offer allows you to kick-start your journey toward redeeming exciting rewards.

3X Points on Travel

With the American Express® Green Card, you can earn 3X Membership Rewards® Points on various travel-related expenses. Whether you’re booking airfare, hotels, cruises, tours, car rentals, campgrounds, or vacation rentals, each dollar spent in these categories will earn you triple the rewards.

3X Points on Transit Purchases

For individuals frequently on the move, this card offers an excellent perk of earning 3X Membership Rewards® Points on transit purchases. This includes expenses related to trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.

3X Points on Restaurant Purchases

Foodies will be delighted to know that the American Express® Green Card rewards you with 3X Membership Rewards® Points on eligible restaurant purchases worldwide, including takeout and delivery within the US.

Statement Credits and Annual Credits

$200 Travel and Transit Statement Credit

Within the first six months of Card Membership, you can take advantage of a unique statement credit. By making eligible travel and transit purchases during this period, you can earn up to $200 back in the form of statement credits. This credit is a fantastic way to offset some of your initial travel expenses.

CLEAR Plus Credit

When using their American Express® Green Card to pay for their CLEAR Plus membership, travelers can benefit from up to $189 in statement credits each year. CLEAR is a service that offers expedited security and touchless entry at airports and other venues, making your travel experiences more convenient and enjoyable.

LoungeBuddy Statement Credit

For those without an airport lounge membership, the American Express® Green Card provides a solution. Up to $100 in statement credits per year are available when using this card to purchase lounge access through the LoungeBuddy app.

Flexible Payment Options

The American Express® Green Card offers you the flexibility to choose how you want to handle your payments.

Pay in Full

You can always pay your bill in full each month, avoiding any interest charges.

Pay with Interest

If you need to carry a balance, you have the option to do so but keep in mind that interest charges will apply.

Plan It® Monthly Payment Option:

For larger purchases, you can use the Plan It® feature to split them into monthly payments with a fixed fee.

Pay Over Time Limit

You may be eligible to spend beyond your credit limit, but you’ll need to pay for any new purchases in full when your bill is due.

Trip Delay Insurance

When you use your American Express® Green Card to pay for a round-trip entirely and a covered reason delays your trip for more than 12 hours, Trip Delay Insurance can help. It provides reimbursement for certain additional expenses purchased on the same card, up to $300 per trip, with a maximum of two claims per eligible account within 12 months. Terms and conditions apply, and this coverage is provided by New Hampshire Insurance Company, an AIG Company.

No Foreign Transaction Fees

One of the significant advantages of the American Express® Green Card is that it doesn’t charge any foreign transaction fees. No matter where you travel, you can use your card without worrying about additional fees.

Annual Fee and Terms

The American Express® Green Card has a yearly cost of $150. However, considering the valuable rewards, statement credits, and travel perks it offers, the fee can be easily offset by using the card’s benefits effectively. Be sure to review the terms and conditions provided by American Express for complete details.

Conclusion

In conclusion, the American Express® Green Card stands as a compelling choice, empowering travelers with its impressive rewards, valuable benefits, and seamless payment flexibility, making it a must-have for those seeking a truly rewarding credit card experience. The American Express® Green Card is an excellent choice for individuals who love to travel, dine out, and explore new places. With a generous welcome offer, triple points on travel, transit, and restaurant purchases, as well as valuable statement credits, this card provides numerous opportunities to earn and redeem rewards. Furthermore, the flexible payment options and no foreign transaction fees add to its appeal, making it a top pick for savvy travelers.

FAQs

1. Is the American Express® Green Card a charge card or credit card?

The American Express® Green Card is a credit card that provides you with the option to carry a balance with interest if needed.

2. Are there any foreign transaction fees associated with this card?

No, the American Express® Green Card does not charge any foreign transaction fees, making it ideal for international travel.

3. How can I earn the 60,000 Membership Rewards® Points welcome offer?

To qualify for the welcome offer, you need to spend $3,000 on purchases within the first six months of Card Membership.