Today, credit cards are powerful financial tools that offer a variety of rewards and benefits. If you’re an AT&T customer looking to save money on your bill and earn rewards, the AT&T Points Plus® Credit Card from Citi might be the perfect choice for you. With statement credits, rewards points, and no annual fee, this card is packed with value. In this blog post, we’ll take a closer look at the card’s features and how to make the most of them.

Card Details

1. A Generous Welcome Offer

The AT&T Points Plus® Credit Card from Citi offers a tempting $100 statement credit when you spend $1,000 on qualifying activities within the first three months of opening your account. This is a fantastic way to kickstart your rewards journey and get a head start on your AT&T savings.

2. Ongoing AT&T Bill Credits

One of the most significant advantages of this card is the opportunity to earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spending. This is especially valuable if you’re an AT&T customer, as it effectively reduces your monthly phone bill. Whether you’re using AT&T for your phone, internet, or television services, this credit can help you keep more money in your pocket.

3. Rewarding Spending Categories

The AT&T Points Plus® Credit Card from Citi offers a tiered rewards system to cater to various aspects of your daily life. Here’s how it breaks down:

• 3 ThankYou® Points per $1 spent at gas stations: If you’re frequently on the road, commuting to work, or simply enjoying road trips, this is a significant benefit. With gas prices always fluctuating, earning 3x points per dollar spent on gas can add up quickly.
• 2 ThankYou® Points per $1 spent at Grocery Stores: Grocery shopping is a regular expense for most households, and this card helps you earn extra rewards for your everyday necessities. Whether you’re buying groceries for the week or picking up some quick snacks, those 2x points can make a difference.
• 1 ThankYou® Point per $1 spent on all other purchases: For all other expenses, you still earn 1x ThankYou® Point per dollar spent, ensuring that every purchase contributes to your reward balance.

4. No Limits, No Expiry

Unlike some credit cards that impose limits on how many rewards you can earn or have strict expiration policies, the AT&T Points Plus® Credit Card offers you the flexibility to earn an unlimited number of points, and your points won’t expire as long as your account remains open and in good standing. This means you can accumulate your points at your own pace and redeem them when you’re ready.

5. No Annual Fee

One of the standout features of this credit card is the absence of an annual fee. You can enjoy the benefits and rewards without worrying about covering the cost of card membership. This is particularly appealing if you’re looking to minimize your credit card expenses.

How to Maximize Your Rewards

To make the most of the AT&T Points Plus® Credit Card from Citi, consider the following strategies:

• Take Full Advantage of the Welcome Offer: Ensure you spend $1,000 within the first three months to earn the $100 statement credit.
• Use the Card for Everyday Expenses: Use the card to pay for gas, groceries, and other purchases where you can earn 2x or 3x ThankYou® Points per dollar spent.
• Link Your AT&T Account: To receive the annual AT&T bill credits, make sure you’ve linked your AT&T account with your credit card.
• Redeem Your Points Strategically: You can redeem your ThankYou® Points for a variety of rewards, including travel, gift cards, or even statement credits. Choose the redemption option that maximizes the value for you.
• Monitor Your Account: Keep track of your spending and your points balance through your online account to ensure you’re optimizing your rewards.
• Automatic Payments: Consider setting up automatic payments for your AT&T bills using this credit card. Not only does this ensure you never miss a payment, but it also guarantees you receive the annual bill credits, as long as your account remains in good standing.
• Combine with Other ThankYou® Cards: If you have other Citi ThankYou® credit cards, you can pool your ThankYou® Points into a single ThankYou® account. This allows you to combine points from multiple cards and potentially access even more valuable rewards.
• Leverage Bonus Categories: Keep an eye out for any special promotions or bonus categories that the credit card may offer from time to time. Citi occasionally introduces limited-time opportunities for extra rewards in specific spending categories, which can significantly boost your points balance.
• Manage Credit Responsibly: Always remember that the key to maximizing the benefits of any credit card is responsible credit management. Pay your bills on time, avoid carrying high balances, and strive to maintain a good credit score. This not only ensures you continue to enjoy your card’s perks but also opens the door to additional financial opportunities in the future.
• Redeem for High-Value Rewards: While ThankYou® Points are versatile and can be used for various purposes, consider saving them for high-value redemptions, such as travel or premium merchandise, to get the most out of your points.

Conclusion:

If you’re looking for a way to earn rewards on your everyday spending and save money, an AT&T Points Plus® Credit Card from Citi is one of the greatest options. Apply for it today and start earning rewards on your next purchase.