Credit cards can be a valuable financial tool for many people, but with so many options available, it can be challenging to find one that meets your specific needs. While basic rewards such as cashback are certainly helpful, it’s worth exploring credit cards that offer additional benefits to maximize the value you receive.

One such card is the Chase Freedom Unlimited®, which provides an introductory offer and ongoing rewards that can add up to significant value for cardholders. With the introductory offer, you can earn an additional 1.5% on all purchases, up to $20,000 spent in the first year, which can be worth up to $300 in cash back. Additionally, the ongoing benefits offer 3% on all other purchases (up to $20,000 spent in the first year), 4.5% cash back on drugstore products and dining at restaurants (including takeout and qualified delivery service), and 6.5% cash back on travel booked through Chase Ultimate Rewards®.

Aside from the rewards program, Chase Freedom Unlimited® also offers built-in protection benefits and tools that give you peace of mind, such as Purchase Protection, Zero Liability Protection, Extended Warranty Protection, Fraud Monitoring, and more.

Introductory Offer

One of the most attractive features of Chase Freedom Unlimited® is its introductory offer. For the first year after opening your account, you can earn an additional 1.5% cash back on all purchases, up to a maximum of $20,000 spent. This means that you can earn up to $300 in cash back just by using your card every day.

Cash Back Rewards

After the first year, the rewards continue with 5% cash back on travel purchases made through Chase Ultimate Rewards®, 3% cash back on dining at restaurants and drugstore purchases, and unlimited 1.5% cash back on all other purchases. This means that you can earn cash back on a wide range of purchases, not just certain categories.

One of the unique features of Chase Freedom Unlimited® is that you can redeem your cash-back rewards in a variety of ways. The majority of checking and savings accounts in the United States allow you to choose between a statement credit and a direct deposit. There is no minimum redemption amount, and your rewards do not expire as long as your account is open.

0% Intro APR

The introductory APR of 0% for 15 months on purchases and balance transfers is another advantage of Chase Freedom Unlimited®. This gives you a chance to pay off your balance without accruing interest. After the introductory period, the APR will be a variable rate between 19.49% and 28.24%.

No Annual Fee

The Chase Freedom Unlimited® also has no annual fee, so you can enjoy all of its great features without having to pay for them. This makes it a great option for those who want to earn cash-back rewards without any additional costs.

Chase Credit Journey

Lastly, the Chase Freedom Unlimited® comes with access to Chase Credit Journey, a credit monitoring tool that gives you free access to your latest score, real-time alerts, and more. This can help you keep tabs on your credit health and make informed decisions about your finances.

The Chase Freedom Unlimited® credit card is a great option for those looking for a flexible and rewarding experience. With its introductory offer, ongoing cash-back rewards, 0% introductory APR, no annual fee, and access to credit monitoring, this card provides a lot of value for its cardholders.

Freedom Unlimited is not just a cashback credit card; it also comes with a variety of built-in protection benefits and tools that offer peace of mind to its cardholders. These benefits and tools include:

Tools And Benefits

Purchase Protection

Up to 120 days after the date of purchase, Freedom Unlimited offers protection against damage or theft to new purchases. There is a $500 per claim and $50,000 per account maximum for coverage.

Zero Liability Protection

Cardholders will not be held responsible for unauthorized charges made with their card or account information. This perk is available for both in-store and online purchases. 

Extended Warranty Protection

On eligible warranties with a duration of three years or less, this feature adds a further year to the United States. manufacturer’s warranty.

Fraud Monitoring

Chase offers sophisticated fraud monitoring that helps safeguard credit card purchases 24/7. If there are any unusual purchases on the card, the cardholder will be notified via text, email, or phone call.

Free Credit Score and Identity Restoration Services

Cardholders can access their credit score at any time and receive no-cost identity restoration services with Credit Journey.

Auto Rental Collision Damage Waiver

Cardholders have the option to forego the rental company’s collision insurance and pay the full amount of the rental on their card instead. The majority of cars and trucks worldwide have coverage against theft and collision damage.

Trip Cancellation/Interruption Insurance

If their trip is canceled or cut short due to illness, bad weather, or other covered circumstances, cardholders may be reimbursed up to $1,500 per person and $6,000 per trip for their pre-paid, non-refundable passenger fares.

Travel and Emergency Assistance Services

Cardholders can call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance when facing problems away from home. However, they will be responsible for the cost of any goods or services obtained.

All these protection benefits and tools provided by Freedom Unlimited are designed to give cardholders peace of mind when making purchases, traveling, or experiencing emergencies. With these features, cardholders can enjoy the card’s cashback benefits while knowing they are protected against unforeseen circumstances.

Don’t miss out on the opportunity to earn an additional 1.5% on all purchases up to $20,000 spent in the first year with the Chase Freedom Unlimited® card. That’s a value of up to $300 in cash back! This offer is only available to new card members who haven’t received a bonus for this card in the past 24 months, so act fast to take advantage of this limited-time offer. Plus, enjoy a low intro APR of 0% for 15 months on purchases and balance transfers. After the intro period, a variable APR of 19.49%–28.24% applies. Don’t wait; apply now and start earning rewards on your purchases while enjoying the benefits of a low intro APR.

If you’re interested in learning more about Chase Freedom Unlimited® and how it can benefit you, we encourage you to explore the card’s features and apply online today. With its built-in protection benefits and flexible rewards system, this card could be a valuable addition to your wallet. Apply now and start enjoying the benefits of Chase Freedom Unlimited®!