Delta Air Lines is one of the world’s largest airlines, serving over 325 destinations in more than 60 countries. 

Delta’s loyalty program, SkyMiles, is a popular choice among frequent flyers. 

The Delta SkyMiles Reserve American Express Card is a premium credit card that offers exclusive benefits to Delta SkyMiles members. 

In this article, we’ll take a closer look at this American Express card and its features.

Overview of Delta SkyMiles Reserve American Express Card

The Delta SkyMiles Reserve American Express Card is a premium credit card designed for frequent Delta flyers. 

The card offers a range of benefits and rewards that make it a great choice for those who travel frequently with Delta. 

APR and Fees

The American Express card has an annual fee of $550, which is on the higher end for credit cards. However, the card’s benefits and rewards can make up for this fee for frequent travelers. 

The card also has a variable APR of 20.24% to 29.24% based on creditworthiness.

Up to $40 can be charged for returned or late payments. Meanwhile, there’s no charge for over-limit or foreign transactions.

$10 or 5% of the cash advance transaction can be charged, whichever is the higher amount.

Bonus Points

The card offers a generous welcome bonus of 90,000 Delta SkyMiles after spending $6,000 in purchases within the first 3 months of account opening. This limited-time offer is only valid until March 29, 2023.

In addition to the welcome bonus, the Delta SkyMiles Reserve American Express Card offers bonus points for purchases made on Delta flights and with select Delta partners.

Cardholders earn 3 SkyMiles per dollar spent on Delta flights and 1 SkyMile per dollar spent on all other purchases.

Delta SkyMiles Reserve American Express Card Perks

The Delta SkyMiles Reserve American Express Card offers a range of benefits and rewards that make it a great choice for frequent flyers. 

Here are some of the key travel-related benefits of this American Express card:

• TakeOff 15 

The card offers a 15% discount on the mileage portion of an Award ticket. This is only applicable on Delta flights booked using the FlyDelta app or delta.com.

• Delta Sky Club access

Complimentary access to Delta Sky Club lounges is offered to Delta SkyMiles Reserve cardholders.

Cardholders also receive two Delta Sky Club One-Time Guest Passes annually. Aside from this, they can bring up to two guests for only $50 per person on each visit.

The Delta Sky Club lounges offer a range of amenities, including comfortable seating, free Wi-Fi, complimentary snacks and beverages, and more. Delta Sky Club lounges are available at over 30 airports worldwide, making travel more comfortable and enjoyable.

• The Centurion Lounge Access

Cardholders can enjoy complimentary access to The Centurion Lounge if they use their Reserve card to book Delta flights.

• Medallion Status Boost

Cardholders can earn 15,000 Medallion Qualification Miles (MQM) when they spend $30,000 using their card annually. This bonus points offer can be availed of four times a year. MQMs count towards elite status with Delta’s SkyMiles program.

• Annual companion certificate

The card offers an annual companion certificate. This certificate allows you to bring a companion with you on a Delta roundtrip flight for a reduced price. This can be a great way to save money on travel, and it’s a benefit that can easily pay for the annual fee of the card.

• Upgrade priority and complimentary upgrades

Cardholders receive upgrade priority over Medallion members within the same level and fare class group. In addition, members are added to the Complimentary Upgrade list even if they do not yet have a Medallion status. Member names are added after the Medallion members.

• Checked bag benefits

The card offers free first-checked bags for cardholders and their companions traveling on the same reservation. This can be a significant saving, especially for families traveling together.

• Global Entry or TSA PreCheck fee credit

The card also offers a fee credit of up to $100 for the application fee for Global Entry or TSA PreCheck. This can help you save time and hassle at the airport by allowing you to go through expedited security and customs procedures.

• 20% Inflight Purchases

The card also receives a 20% discount when using their cards for purchasing eligible in-flight goods on Delta flights

• Trip Delay Insurance

The card entitles cardholders to reimburse some of their additional expenses if their round trip flights were paid using the card and with a valid cause of delay of more than 6 hours. Cardholders can make up to two claims of up to $500 per trip annually.

• Trip Cancellation and Interruption Insurance

Aside from trip delays, cancellations and interruptions can also be covered if the roundtrip flight was booked using the card and there is a valid covered reason for the flight cancellation or interruption. This can help cardholders reimburse non-refundable travel expenses purchases using the card.

Delta SkyMiles Reserve American Express Card: Worth the Price?

The Delta SkyMiles Reserve American Express Card can be a great choice for frequent Delta flyers who want to maximize their rewards and benefits. 

The card offers a generous welcome bonus, bonus points for Delta purchases, and access to Delta Sky Club lounges.

However, the card’s $550 annual fee can be a turnoff for some, especially if they don’t travel frequently. It’s important to weigh the card’s benefits and rewards against the annual fee to determine if it’s worth it for your needs.

The card is designed for those who travel frequently and want to make their travel experience more comfortable and enjoyable. The card is also ideal for those who value exclusive access to airport lounges, priority boarding, and other premium benefits.

Overall, the Delta SkyMiles Reserve American Express Card is a valuable credit card for frequent Delta flyers who want to maximize their rewards and travel benefits. 

The card’s bonus points, lounge access, and travel credits can help offset the annual fee and provide a range of valuable benefits for frequent travelers.