If you take trips a few times per year and always stay at Hilton hotels, the Hilton Honors American Express Card could be a good fit for you.

It’s a nice alternative for travelers on a budget, as the card has no annual fee but still enables you to accumulate points redeemable for free hotel nights. Additionally, thanks to your complimentary Silver status, you will earn 20% more points on every stay.

Features Of Hilton Honors American Express Card

• After spending $1,000 in purchases on the Card in the first three months, you will earn 80,000 Hilton Honors Bonus Points.
• You can earn 7 Hilton Honors Bonus Points for every dollar you spend directly with Hilton hotels and resorts.
• Every dollar you spend on eligible purchases at U.S. restaurants, supermarkets, and gas stations will earn you 5 Hilton Honors Bonus Points.
• All other eligible Card purchases will earn you 3X Hilton Honors Bonus Points.
• Foreign Transaction Fees are not charged. Make purchases abroad without paying additional fees when traveling internationally.
• With your Card, you’ll receive complimentary Hilton Honors Silver status. You can also earn Hilton Honors Gold status if you spend $20,000 on eligible purchases with your Card in a calendar year.
• There is no annual fee.
• All terms and conditions apply.

Hilton Honors American Express Card In A Nutshell

The Hilton Honors program allows you to redeem points for hotel stays at over 5,000 hotels worldwide. This would include luxury properties such as Waldorf Astoria and Conrad Hotels and Resorts, but you can also earn rewards for stays at standard hotels such as Hilton Garden Inn and DoubleTree. You can reserve a night’s stay at a roadside motel or save points for a once-in-a-lifetime trip to the Maldives or Bora Bora. 

If you are seeking free hotel stays at these properties but are not a die-hard Hilton fan, the Hilton Honors American Express Card could be an excellent choice. This card allows you to earn points in the Hilton Honors program without incurring an annual fee, making it an excellent long-term card regardless of how frequently you travel.

The Hilton Amex Card provides an excellent rewards rate on Hilton stays and everyday spending, with 5 points for every dollar spent at U.S. restaurants, U.S. grocery stores, and U.S. gas stations and 3 points for each dollar spent on all other items purchased. Remember the real worth of your rewards, as Hilton Honors points are not as valuable as those in other major hotel loyalty programs.

Hilton is undoubtedly one of the best hotel loyalty programs to consider if you like to share points with family members before redeeming them. This program allows you to combine your points with up to ten other members at no cost.

Redeeming Rewards

The card users’ Hilton Honors points are redeemable for free stays at Hilton hotels worldwide. In addition to hotel stays, points can be redeemed for VIP experiences such as live performances, restaurants, and sporting events; Lyft rides; rental cars via Alamo, National, or Enterprise; and buying stuff on Amazon.com or the Hilton online mall.

Points may also be combined with those of up to ten other members, donated, or transferred. If you do not have enough points for a specific reward, you can earn up to 80,000 Hilton Honors Bonus Points per calendar year by purchasing additional points.

Card’s ARP

The Hilton Honors American Express Card’s variable APR ranges from 20.24% to 29.24% based on your credit standing and other account-opening variables, like the prime rate.

Hilton Honors Silver Elite Status

Silver-status Hilton Honors account holders gain a 20% bonus on points earned from each stay (but not from purchases), as well as perks such as a free fifth night and no resort fees on award stays.

Additionally, you can earn Gold status by spending $20,000 within a calendar year. In addition to Silver’s perks, Gold provides an 80% bonus on Hilton Honors base points, room upgrades, and a daily food and beverage credit.

Frequently Asked Questions

Here are the frequently asked questions about this Express card:

Is it hard to apply for a Hilton Honors American Express card?

Yes. Depending on the card, American Express’s minimum credit score requirement is at least 700. This indicates that individuals with good to outstanding credit are qualified for an American Express credit card.

What is the limit on Hilton Honors American Express card?

The Hilton Honors American Express Card has credit limits ranging from $1,000 to more than $20,000. American Express determines your credit limit according to your income, credit record, and other financial details when it supports your application.

What American Express card is the hardest one to apply for?

The Centurion® Card from American Express is the most difficult to obtain. This Amex card is difficult to obtain since it is only available by invitation, and prospective candidates are widely speculated to need a minimum annual income of $1 million.

Can you use a Hilton American Express card anywhere?

You use your Hilton Honors American Express Card wherever Amex cards are accepted, including online shopping, grocery shopping, and bill payment. Bonus points will be awarded for items purchased in the following categories: 7x Hilton Honors points on all Hilton purchases.

Do you have to pay off Hilton Honors American Express every month?

You must make a monthly payment or be charged late fees. The optimal strategy is to pay off your monthly balance in full to avoid incurring interest charges.

The Takeaway

The Hilton Honors American Express Card is an excellent hotel credit card if you visit Hilton Hotels a few times per year or want to start earning Hilton Honors points for your upcoming vacation. With complimentary Hilton Honors status and no foreign transaction fees, your travels will be significantly more satisfying and reliable for an introductory annual fee of $95.

You should consider this card if you enjoy earning travel rewards and have access to multiple credit cards. You can increase your credit score and earn tens of thousands of points and miles.