American Express Credit Card, Credit Card Types

Know about Blue Cash Everyday Card from American Express

The Blue Cash Everyday Card from American Express is a cash-back rewards credit card that offers numerous benefits to its cardholders. This card is designed for people who frequently shop at supermarkets, gas stations, and select department stores. By offering cash-back rewards on purchases made at these types of merchants, the Blue Cash Everyday Card from American Express allows cardholders to earn rewards on purchases they’re already making.

One of the standout features of the Blue Cash Everyday Card from American Express is its rewards program. With this card, users can get 3% cash back at American supermarkets on up to $6,000 in annual spending and then 1% cash back after that. This means that cardholders can earn up to $180 per year in cash back at supermarkets alone.

In addition to its rewards program and lack of an annual fee, the Blue Cash Everyday Card from American Express also offers a 0% introductory APR on purchases for the first 15 months. This means that cardholders can make purchases and pay them off over time without accruing interest. Cardholders can also take advantage of Amex Offers, which are exclusive deals and discounts available to American Express cardholders. Finally, the Blue Cash Everyday Card from American Express also offers purchase protection, which can provide cardholders with peace of mind knowing that their purchases are protected against accidental damage and theft.

What is American Express Blue Cash Everyday Card?

The Blue Cash Everyday Card from American Express is a credit card designed to reward cardholders for their everyday purchases. This card is particularly beneficial for people who frequently shop at supermarkets, gas stations, and select department stores, as it offers cash-back rewards on purchases made at these types of merchants.

The rewards program of this card is one of its unique features. Up to $6,000 in annual purchases, cardholders at U.S. supermarkets can earn 3% cash back; after that, they’ll only get 1%.  This means that cardholders can earn up to $180 per year in cash back at supermarkets alone. This rewards program can help cardholders save money on their everyday purchases and earn cash back on purchases they already make.

Another benefit of the Blue Cash Everyday Card from American Express is its lack of an annual fee. Many credit cards charge annual fees, which can range from $50 to several hundred dollars per year. By not charging an annual fee, American Express makes this card more accessible to a wider range of people and makes it easier for cardholders to earn rewards without having to pay extra fees.

Furthermore, the Blue Cash Everyday Card from American Express offers a 0% introductory APR on purchases for the first 15sx months. This means that cardholders can make purchases and pay them off over time without accruing interest. This benefit can be particularly helpful for people who need to make a large purchase, such as a home appliance or a new computer, and want to spread out the payments over several months without incurring interest charges.

In summary, the Blue Cash Everyday Card from American Express is a credit card that offers cash-back rewards on purchases made at select merchants, has no annual fee, and offers a 0% introductory APR on purchases for the first 15 months. These benefits make the card a great option for people who want to earn rewards on their everyday purchases and save money on interest charges.

How to apply for Blue Cash Everyday Card from American Express?

You can apply for the Blue Cash Everyday Card from American Express online by visiting their website. The application process is simple, and you’ll need to provide some basic information such as your name, address, and income. You’ll also need to provide your social security number and other personal details. Once you submit your application, American Express will review it and determine whether you’re eligible for the card.

What are the benefits of the Blue Cash Everyday Card from American Express?

The Blue Cash Everyday Card from American Express offers several benefits to its cardholders. 

Cash-back rewards

The Blue Cash Everyday Card from American Express offers a competitive cash-back rewards program. Cardholders can earn 3% cash back at U.S. supermarkets, up to $6,000 per year in purchases, and then 1% cash back thereafter. This means that cardholders can earn up to $180 per year in cash back at supermarkets alone. Additionally, cardholders can receive 1% cash back on all other purchases and 2% cash back at specific U.S. department stores and gas stations. This rewards program can help cardholders save money on their everyday purchases and earn cash back on purchases they’re already making.

No annual fee

This is a significant benefit as many credit cards charge annual fees, which can range from $50 to several hundred dollars per year. By not charging an annual fee, American Express makes this card more accessible to a wider range of people and makes it easier for cardholders to earn rewards without having to pay extra fees.

Introductory APR

The Blue Cash Everyday Card from American Express also offers a 0% introductory APR on purchases for the first 15 months. This means that cardholders can make purchases and pay them off over time without accruing interest. This benefit can be particularly helpful for people who need to make a large purchase, such as a home appliance or a new computer, and want to spread out the payments over several months without incurring interest charges.

Amex Offers

Another benefit of the Blue Cash Everyday Card from American Express is access to Amex offers. Amex offers exclusive deals and discounts available to American Express cardholders. These offers can range from discounts on restaurants, travel, and shopping to statement credits for specific purchases. Cardholders can access these offers through their online account and save money on purchases they’re already planning to make.

Purchase protection

Finally, the Blue Cash Everyday Card from American Express also offers purchase protection. This means that cardholders are protected against accidental damage and theft for up to 90 days after the purchase. If a cardholder purchases an item that is accidentally damaged or stolen within 90 days of purchase, American Express may be able to reimburse them for the cost of the item. This benefit can provide cardholders with peace of mind knowing that their purchases are protected.

Overall, the Blue Cash Everyday Card from American Express is a great option for people who want to earn cash-back rewards on their everyday purchases without paying an annual fee. With its competitive rewards program, introductory APR, and purchase protection, this card is a great choice for people who want to get the most out of their credit card.