If you’re a frequent traveler on Delta Air Lines, you may want to consider the Delta SkyMiles Gold American Express Card. 

This credit card is designed to help you earn more Delta SkyMiles, which can be redeemed for flights, seat upgrades, and other travel perks. 

In this article, we’ll take a closer look at this American Express Card and its benefits, so you can decide if it’s the right card for you.

Meet the Delta SkyMiles Gold American Express Card

The American Express Card is a credit card designed for frequent Delta Air Lines travelers. The card is issued by American Express and is co-branded with Delta Air Lines, which means that cardholders can earn Delta SkyMiles rewards for their purchases.

It offers several benefits, including priority boarding on Delta flights, a free checked bag, and a whole lot more that we will discuss later.

With its perks and benefits, the Delta SkyMiles Gold American Express Card is a great option for frequent Delta travelers looking to earn rewards and enjoy travel-related benefits.

What You Need to Know Before Applying

When considering any credit card, it’s important to understand the APR (Annual Percentage Rate) and fees associated with the card. 

A $99 annual fee is needed to avail of the card. The first year of membership is free, so interested individuals can take advantage of this offer.

The American Express Card has an APR ranging from 20.24% to 29.24%, depending on the cardholder’s creditworthiness. It’s important to note that this APR is variable, which means it can fluctuate based on changes in the Prime Rate.

In addition to the APR, Delta SkyMiles Gold has several fees that cardholders should be aware of. These include cash advance fees of 5% of each transaction or $10, whichever is higher, and late and return payment fees of up to $40.

There are no fees for over-limit or foreign transactions.

Overall, the APR and fees associated with the Delta SkyMiles Gold American Express Card are relatively standard for a travel rewards credit card. While there are fees that cardholders should be aware of, there are also opportunities to avoid or offset some of these fees with strategic spending and usage of the card.

Current Bonus Points Offer

This American Express Card currently offers a limited-time offer for bonus points. Cardholders can earn an additional 70,000 bonus miles after spending $2,000 on purchases in the first six months of their card membership. The offer is valid for applications received before March 29, 2023.

This limited-time offer is a great opportunity for those who are planning on traveling soon, as it can help offset the cost of flights or upgrades. Additionally, the bonus miles can be used to book flights on Delta or any of its partner airlines, giving cardholders a lot of flexibility when it comes to redeeming their rewards.

Earning Delta SkyMiles with the Card

The Delta SkyMiles Gold American Express Card offers multiple opportunities for cardholders to earn Delta SkyMiles on everyday purchases:

Delta Purchases

Cardholders earn 2X miles per dollar spent on purchases made directly with Delta, such as flights, seat upgrades, in-flight purchases, and more.

Dining Rewards

The card allows cardholders to earn up to 2X miles per dollar spent at participating restaurants and includes takeout and delivery purchases. This program is free to join and offers additional opportunities to earn miles on dining purchases.

Groceries

Cardholders can earn 2X miles per dollar spent on eligible purchases made at US supermarkets. 

Other transactions

Cardholders earn 1X miles per dollar spent on all other eligible purchases.

Overall, the Delta SkyMiles Gold American Express Card offers a range of opportunities to earn miles on everyday purchases. Cardholders can earn bonus miles on travel purchases, dining, and shopping, making it a great card for frequent Delta flyers or anyone looking to earn miles for future travel. 

Additional Perks of the Delta SkyMiles Gold American Express Card

In addition to the opportunity to earn Delta SkyMiles on everyday purchases, the Delta SkyMiles Gold American Express Card offers several valuable additional perks that make it a great choice for frequent Delta flyers. 

First Checked Bag Free

Cardholders and up to 8 travel companions on the same reservation can each check their first bag for free on Delta flights. This can add up to significant savings, particularly for those who travel frequently with Delta.

Priority Boarding

Cardholders are eligible for Main Cabin 1 Priority Boarding on Delta flights, allowing them to board the plane earlier and settle in more comfortably. This can be particularly helpful for those who want to ensure they have space for their carry-on bags or want to avoid the stress of boarding later in the process.

20% In-Flight Savings

Cardholders receive a 20% statement credit on eligible in-flight purchases, such as food, beverages, and audio headsets. This can add up to significant savings, particularly for those who travel frequently with Delta and regularly make in-flight purchases.

Car Rental Loss and Damage Insurance

When cardholders use their Delta SkyMiles Gold American Express Card to rent a car, they can receive secondary coverage for damage and theft. This can provide peace of mind and save money compared to purchasing rental car insurance separately.

Global Assist Hotline

Cardholders have access to the Global Assist Hotline, which provides 24/7 emergency assistance when traveling more than 100 miles from home. This can be particularly helpful for those who travel frequently and want added peace of mind in case of unexpected situations.

Is the Delta SkyMiles Gold American Express Card Right for You?

To conclude, the Delta SkyMiles Gold American Express Card is a great option for frequent travelers who fly with Delta and its partner airlines. With its generous rewards program, valuable benefits, and limited-time offers, this card is a fantastic way to earn SkyMiles and save money on travel expenses. Plus, the additional perks like car rental insurance, baggage insurance, and purchase protection make it a reliable option for everyday spending as well.

However, it’s important to note that the annual fee and high APR may not be worth it for those who don’t travel frequently or don’t use the card enough to earn enough rewards to offset the fees. It’s important to evaluate your own spending habits and travel needs before deciding if the Delta SkyMiles Gold American Express Card is right for you.

If you are a frequent traveler, particularly with Delta or its partner airlines, and want to earn valuable rewards and enjoy valuable travel benefits, then this card may be the perfect fit for you. The Delta SkyMiles Gold American Express Card offers a range of valuable benefits and features that can help you save money on travel and enhance your overall travel experience.