As a business owner, you’re always looking for ways to save money and maximize your rewards. That’s why you might be interested in the newest addition to the Chase Ink family of credit cards – the Ink Business PremierSM Credit Card. This card offers a range of benefits that could help you save money and earn rewards on your business expenses. Let’s take a closer look at what the Ink Business Premier has to offer.

Ink Business PremierSM Credit Card Benefits

Earn a Huge Bonus with the Ink Business Premier

One of the most attractive features of Ink Business Premier is the welcome offer. Whenever you spend $10,000 on purchases within the first three months of opening your account, you’ll be eligible to receive a $1,000 extra cashback. That’s a generous offer that could help you offset some of your business expenses right away.

Earn Rich Rewards on Every Purchase

On transactions totaling $5,000 or more, The Ink Business Premium gives an unlimited 2.5% total cash back, and on all other business purchases, it offers an unlimited 2% cash back. Plus, you can earn unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards. That’s a great rate of rewards that can add up quickly.

Flexible Redemption Options

With no minimum redemption amount, you can redeem your rewards for cash back, gift cards, travel, and more through Chase Ultimate Rewards. This gives you the flexibility to choose the redemption option that works best for your business.

Through Chase Ultimate Rewards®, you can exchange your benefits for cash back, gift cards, vacations, and more. Opens Ink Premier offers details overlay. However, points earned with Ink Business Premier cannot be moved to other Chase cards or transferred to Chase Travel Partners.

Travel Benefits

If your business involves a lot of travel, the Ink Business Premier could be especially beneficial. You’ll earn unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards. Plus, you’ll enjoy no foreign transaction fees and trip cancellation/trip interruption insurance. These features can help you save money and protect your business when you’re on the road.

Premium Benefits for Full Pay Cardmembers

Ink Business Premier provides access to greater purchasing power, generous rewards, and premium advantages for businesses that choose to pay their balance in full each month. This includes purchase protection, cell phone protection, extended warranty protection, and more. These features can help you feel confident about making purchases for your business.

Flexible Payment Options

If you need to carry a balance on certain purchases, you can pay off eligible purchases over time with interest up to the assigned Flex for Business limit. However, all other purchases must be paid in full each month. This feature can be helpful if you need to make a large purchase for your business but don’t have the cash on hand to pay it off right away.

Employee Cards

With Ink Business Premier, there’s no additional cost for employee cards. This means you can give your employees the ability to make purchases on behalf of your business without worrying about additional fees. Plus, you can monitor employee spending with digital tools like purchase alerts, spending limits, reporting, and more.

Flex for Business

18.99% – 26.99% variable APR. The APR you receive will be determined based on your creditworthiness and other factors at the time of account opening. It’s important to note that if you carry a balance on eligible purchases, you’ll accrue interest charges.

Travel & Purchase Protections:

As a cardholder of Ink Business Premier, you’ll have access to several travel and purchase protections to help you feel confident when using your card. 

Ink Business PremierSM Credit Card Travel & Purchase Protections

Auto Rental Collision Damage Waiver

When you rent a car for business purposes and pay with your Ink Business Premier card, you’ll be covered for damage due to collision or theft. This coverage is secondary to your personal insurance, but it can provide additional protection.

Trip Cancellation/Trip Interruption Insurance

If your trip is canceled or interrupted due to covered reasons such as illness, severe weather, or other unforeseen events, you may be eligible for reimbursement of your prepaid expenses up to $5,000 per trip.

Travel and Emergency Assistance Services

If you encounter an emergency while traveling, such as losing your passport or needing medical assistance, you can access a range of emergency services, such as referrals to local legal or medical services or help with replacing a lost or stolen ticket.

Roadside Dispatch

If your car breaks down while you’re on the road, you can access Roadside Dispatch to get services such as tire changes, jump-starts, and towing assistance. You’ll be responsible for any charges incurred, but you’ll have access to 24/7 assistance.

Purchase Protection

When you make a purchase with your Ink Business Premier card, you’ll be covered for damage or theft for up to 120 days after the purchase, up to $10,000 per claim, and $50,000 per account per year.

Cell Phone Protection

If you use your Ink Business Premier card to pay your monthly cell phone bill, you’ll be covered for up to $600 in claims for loss or damage. There is a $100 deductible for each claim, which you may submit up to three times per year.

Extended Warranty Protection

When you make an eligible purchase with your Ink Business Premier card, you can extend the manufacturer’s warranty by an additional year. This benefit applies to warranties of three years or less.

Final Thoughts

Overall, the Ink Business PremierSM Credit Card is a great option for business owners who want to earn rich rewards on every purchase and enjoy premium benefits. The generous welcome offer, flexible redemption options, and travel benefits make this card particularly attractive. Plus, the ability to pay off eligible purchases over time with interest and the built-in protections can give you peace of mind when making purchases for your business. If you’re in the market for a new business credit card, the Ink Business Premier is definitely worth considering.