Are you looking for a credit card that can help you earn rewards while traveling with Southwest Airlines? 

If so, the Chase Southwest Rapid Rewards Priority Credit Card might be your right choice. 

This article will discuss everything you need to know about this credit card.

Introduction To The Chase Southwest Rapid Rewards Priority Credit Card

The Chase credit card is an excellent choice for those who love to travel and want to earn rewards on their flights, hotel stays, and other travel-related expenses. 

The Chase Southwest Rapid Rewards Priority Credit Card is one of several credit cards offered by Chase that allow cardholders to earn rewards while flying with Southwest Airlines.  It is a travel rewards credit card offered by Chase Bank in partnership with Southwest Airlines. 

This credit card offers many benefits and features, making it an attractive option for people who want to earn and redeem rewards quickly and easily. This card is designed for frequent Southwest Airlines flyers and offers numerous benefits to its cardholders. 

Cardholders can earn points for every dollar they spend on Southwest Airlines purchases and other eligible purchases.

APR

The Purchase Annual Percentage Rate (APR), My Chase Loan APR, and Balance Transfer APR  for the Chase Southwest Rapid Rewards Priority Credit Card range from 20.49% to 27.49% depending on your creditworthiness. This rate is variable and subject to change based on the Prime Rate. 

Meanwhile, the Cash Advance APR is 29.24%. As with other APRs, this value varies depending on your creditworthiness.

The Penalty APR is 29.99% and is applied when a payment is made but is returned unpaid or when the minimum payment was not paid by the allotted due date.

Annual Fees, And Other Fees

The annual fee for this card is $149, which is higher than some other credit cards on the market, but the rewards and benefits may make up for it.

The My Chase Plan Fee, which is a fixed finance charge, is equivalent to 1.72% of the eligible purchase transaction. This amount was determined at the time the My Chase Plan was created. The amount is fixed, so it will remain the same until the plan is fully paid.

In relation to transaction fees, cash advances have a $10 or 5% charge for each transaction, depending on which is higher.

Meanwhile, balance transfers have a 5% or $5 charge per transfer, depending on which is higher.

The  Chase Southwest Rapid Rewards Priority Credit Card does not charge for foreign transactions.

In terms of penalty fees, there is a $40 charge for late and returned payments.

However, return checks, and over-the-credit-limit transactions are free of charge.

Bonus Points And Sign-up Offers

One of the biggest advantages of the Chase Southwest Rapid Rewards Priority Credit Card is the sign-up bonus. 

When you spend $4,000 within the first three months of opening your account, you are eligible for a Companion Pass.

The companion pass allows you to bring along a companion for free on every trip with Southwest Airlines. Only the carrier charges are free. The companion will still have to pay for taxes, fees, and other government- or airport-imposed charges. The promo is valid until February 28. 2024.

Aside from the companion pass, you are also eligible to receive 30,000 bonus points after spending $4,000 within the first three months. 

This offer is only applicable to new account holders. If you are a current member of any Southwest Rapid Rewards credit card or a previous member who received a new bonus within the last 24 months, you are not eligible for this offer.

Earning Points 

Cardholders can earn points with the Chase Southwest Rapid Rewards Priority Credit Card in several ways. 

The card offers three points per dollar spent on Southwest Airlines purchases, including flights, vacation packages, and gift cards. 

Cardholders can also earn two points per dollar spent on Rapid Rewards hotel and car rental partner purchases. 

Additionally, the card offers two points per dollar spent on local transit and commuting, including rideshare, internet, phone, cable, and select streaming services.

Aside from this, all other eligible purchases allow cardholders to earn one point for every dollar spent.

These points can be redeemed for Southwest flights, hotel stays, car rentals, and more.

Other Benefits Of The Chase Southwest Rapid Rewards Priority Credit Card

In addition, to reward points, the Chase Southwest Rapid Rewards Priority Credit Card offers several other benefits and perks. 

For example, cardholders receive a $75 annual Southwest travel credit, which can be used for Southwest Airlines purchases, including flights, hotels, rental cars, vacation packages, and more. 

Cardholders also receive four upgraded boarding passes per year (when available), allowing them to board earlier and choose a better seat.

Aside from this, cardholders are eligible for 25% back on inflight purchases like drinks and WiFi. The cashback will be credited to the credit card account statement the same day the purchase was made. The 25% back can also be made by authorized users of the cardholder’s account.

Additionally, there are also two early bird check-ins available for cardholders annually.

Cardholders also receive 7,500 bonus points each year on their account anniversary, which can be used towards flights and other rewards.

Other benefits of the Chase Southwest Rapid Rewards Priority Credit Card include free first and second-checked baggage, no change fees, unlimited reward seats, and no blackout dates.  

Lastly, every $10,000 spent entitles cardholders to 1,500 tier qualifying points toward becoming an A-List member. In addition, A-List members have additional perks, including priority boarding and priority lane access.

Redeeming Rewards 

Redeeming rewards with the Chase Southwest Rapid Rewards Priority Credit Card is easy and straightforward. 

Cardholders can redeem their points for flights, hotel stays, car rentals, gift cards, and more. The value of each point depends on the type of reward being redeemed. 

Generally, points are worth between 1.5 and 2 cents each when redeemed for Southwest Airlines flights, making this card an excellent choice for those who frequently travel with Southwest Airlines.

Who Should Get The Chase Southwest Rapid Rewards Priority Credit Card?

The Chase Southwest Rapid Rewards Priority Credit Card is an excellent choice for those who frequently travel with Southwest Airlines and want to earn rewards quickly. The sign-up bonus, rewards structure, and other benefits make it a solid choice for frequent travelers.

Additionally, the card is a great option for international travelers who want to avoid foreign transaction fees.

Overall, the Chase Southwest Rapid Rewards Priority Credit Card is an excellent choice for those who love to travel and want to earn rewards while doing so. With its numerous benefits, you’re sure to maximize and enjoy it. While the annual fee is higher than other credit cards, the rewards structure and sign-up bonus make up for it.