The Prime Visa is a credit card designed for Amazon Prime members seeking rewards on their everyday purchases. Issued by Chase Bank, this card comes with a robust rewards program, no annual fee, and various other benefits, making it a valuable addition. It can be used for purchases wherever a Visa is accepted.

Prime Visa Benefits Overview

If you frequently shop with Amazon Prime, adding the Amazon Prime Visa card to your wallet is a sensible choice. This card boasts an attractive cash-back rate, allowing you to earn 5% back on purchases from Amazon, Amazon Fresh, and Whole Foods and 2% back at gas stations, restaurants, and local transit, including rideshare services.

Additionally, you’ll enjoy a 5% back on Chase Travel purchases, the flexibility to earn rewards or pay over time for certain Amazon purchases exceeding $50, and an unlimited 1% cash back on all other Visa-accepted transactions. Upon approval, you’ll also receive a $200 Amazon gift card and access exclusive limited-time cardholder offers, providing 10% or more back on select items from Amazon.com.

This card extends its rewards beyond online shopping, catering to travelers with valuable perks, including travel accident insurance. Explore the features of the Amazon Prime Visa card to determine its potential as a valuable addition to your lineup of rewards credit cards and more!

• Receive an immediate $200 Amazon Gift Card upon approval, exclusively for Prime members.
• Enjoy an unlimited 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership.
• Take advantage of the Prime Card Bonus: Earn 10% cashback or more on a rotating selection of products and categories at Amazon.com.
• Earn an unlimited 2% cashback at gas stations, restaurants, and on local transit and commuting (including rideshare).
• Receive unlimited 1% cashback on all other purchases.
• There is no annual credit card fee.
• No need to wait—redeem daily rewards at Amazon.com as soon as the next day.
• Member FDIC.

To summarize, the Prime Visa is an excellent choice for Amazon Prime members who frequently make purchases on Amazon.com, at Whole Foods, or Amazon Fresh. It provides extra travel perks that may not be offered by other cashback credit cards. Also, if you don’t shop regularly at Amazon, Amazon.com, and Whole Foods, or if you’re not a Prime member, you might find another type of cashback card to be more suitable.

Amazon Prime Visa Benefits

The benefits of the Amazon Prime Visa rewards are enhanced for Prime members.

Upon joining, you become eligible for 5% cashback at Amazon.com, Amazon Fresh, and Whole Foods Market, in addition to 5% cashback on Chase Travel purchases.

Furthermore, Prime members can enjoy 10% cashback or more on a rotating selection of items and categories on Amazon.

These rewards are designed to accommodate diverse spending habits, offering potential value for eligible Prime subscribers.

Pro Tip: The majority of Amazon Prime Visa rewards revolve around the 10% cashback on rotating categories and products for eligible Prime subscribers, coupled with a consistent 5% cashback on Amazon, Whole Foods Market, Fresh, and Chase Travel expenditures.

Amazon.Com Benefits

The Amazon Prime Visa credit card offers a fantastic cashback incentive specifically for shopping on the Amazon marketplace.

With every qualifying purchase, Prime members can enjoy a cashback reward of 5%. Non-Prime members receive 3%.

This cashback reward is applicable to a range of categories, including gift cards, digital downloads, and products from third-party merchants on the marketplace, such as Prime Video, Amazon Style, and Kindle Unlimited.

Pro Tip: Upgrading to Prime boosts your cashback from the standard 3% on eligible purchases to an increased rate of 5%.

Whole Foods Market Benefits

If you have a passion for grocery shopping, the Amazon Prime Visa provides enticing rewards that position this card as an excellent choice for you.

Whole Foods Market, with its numerous physical stores scattered across U.S. cities, holds a prominent status as a preferred destination for those seeking quality groceries and gourmet food.

Utilizing your Prime Visa credit card at any Whole Foods Market location allows you to enjoy a lucrative 5% cashback on your payments.

This cashback offer extends to online purchases made through its shopping portal, excluding international websites and transactions conducted via third-party platforms like DoorDash and Instacart.

Pro Tip: Take advantage of the Amazon Prime Visa rewards, which include up to 5% cashback on your grocery expenditures at Whole Foods Market, both online and in-store.

Restaurant Benefits

This benefit pertains to merchants primarily focused on dine-in or sit-down dining, encompassing both fast-food establishments and upscale restaurants. Delivery and takeout services are eligible if identified as restaurant merchants.

However, there are exceptions for merchants operating within sports stadiums, hotels, casinos, theme parks, and grocery and department stores, unless they categorize such transactions as restaurant-related.

Notably, the Amazon Prime Visa reward for this category explicitly excludes bakeries, caterers, meal kit delivery services, and gift card merchants.

Pro Tip: Make the most of the Amazon Prime Visa credit card, ensuring a consistent 2% cashback at restaurants, whether you choose to dine in or opt for takeout.

Local Transit and Commuting Benefits

You will benefit from an unlimited 2% cashback on local transit and commuting, covering a wide range of services such as rideshare platforms, passenger trains, buses, taxis, limousines, ferries, toll bridges, highways, and parking facilities.

Whether you’re maneuvering through the urban landscape, taking advantage of rideshare convenience, or opting for traditional transportation modes like trains and buses, the consistent 2% cashback feature of the Amazon Prime Visa rewards remains in place.

From daily commuting routines to occasional rideshare adventures, this rewards program accommodates various travel needs.

Pro Tip: Among the impressive Amazon Prime Visa rewards is the 2% cashback you receive for your local transit expenses, including payments for rideshare services.

Chase Offers Benefits

Chase Offers, a noteworthy Amazon Prime Visa benefit, provides access to personalized discount programs from various retailers. Tailored to your spending history and preferences, this feature delivers exclusive deals. Accessible through the Chase Mobile app or website, you can view and activate these customized offers, spanning categories like retail, dining, travel, and more.

Pro Tip: Utilize Chase Offers within the Chase Mobile app to activate discounts on your preferred items.

My Chase Plan Benefits

My Chase Plan, included in the suite of Amazon Prime Visa rewards, is a post-transaction buy now pay later service. With this feature, you can convert previous purchases in your transaction history into manageable monthly payments. 

By utilizing My Chase Plan, you can allocate your credit balance for additional expenses while spreading some over a payment schedule. This service is applicable to all qualifying post-purchase transactions with a minimum value of $100, with a maximum limit of 10 active items.

Pro Tip: Take advantage of the distinctive Amazon Prime Visa reward that allows you to convert past transactions into a buy now pay later arrangement using My Chase Plan.

Chase Travels Benefits

You also receive an unrestricted cashback of up to 5% on qualifying Chase Travel purchases, encompassing pre-paid travel expenditures made either on chasetravel.com or through the card’s hotline.

Eligible purchases for Amazon Prime Visa rewards involve expenses related to airline tickets, hotels, car rentals, and cruises.

Please note that items not paid for on chasetravel.com or via the card’s hotline do not meet the criteria, and any portion of the purchase paid with points is also not eligible.

Gas Stations Benefits

Gasoline expenses are almost a routine part of life, given the frequent need for refueling. That’s why many individuals consider utilizing buy now pay later services for their bill payments.

You likely won’t need another service, as, in addition to splitting gas bills, you also receive 2% cashback each time you use your Prime Visa credit card.

This is applicable to merchants specifically selling automotive gasoline, whether payment is made at the pump or inside the station. These merchants may also provide additional goods or services.

However, it’s important to note that certain establishments not specializing in automotive gasoline sales, such as truck stops, boat marinas, oil and propane distributors, and home heating companies, are excluded from this benefit.

Other Purchases Benefits and More

1. This incredible offer guarantees benefits for every transaction, from everyday essentials to unique purchases, providing flexibility and value.

2. Whether you’re buying groceries, making online purchases, or enjoying leisure activities, this 1% cashback feature applies.

3. When you add friends and family members to your account, each person gains access to their dedicated credit cards. Remarkably, by assigning them as authorized users, you also earn rewards on their purchases.

4. Upon successful application, you’ll immediately receive access to a Visa gift card that can be used for shopping on Amazon and other retailers that accept Visa cards of your choice.

5. You can seamlessly integrate your Amazon Prime Visa into your preferred digital wallet via the Chase mobile app, ensuring convenient accessibility.

6. This Chase credit card offers several insurance coverage benefits, including:

• Baggage delay insurance: Reimburses necessary purchases, like toiletries and clothing, in case of baggage delays exceeding 6 hours by the passenger carrier, up to $100 per day for a maximum of 3 days.
• Lost luggage reimbursement: Covers you and your immediate family members up to $3,000 per passenger if the carrier damages or loses your checked or carry-on luggage.
• Auto rental collision damage waiver: Allows you to opt-out of the rental company’s collision insurance, providing coverage for theft and collision damage on most cars in the U.S. and internationally.
• Extended warranty: Adds an extra year to eligible U.S. warranties of 3 years or less, extending coverage beyond the manufacturer’s original warranty.
• Purchase protection: Provides coverage for recent purchases for 120 days against damage or theft, with a maximum of $500 per claim and $50,000 per account.
• Travel accident insurance: Qualifies you for accidental death or dismemberment coverage, up to $500,000, when using your card to pay for air, bus, train, or cruise transportation.
• Roadside assistance dispatch benefits: Offers assistance for roadside emergencies, including tow or jumpstart, tire change, lockout service, winching, or gas delivery.

7. You can link your card account to easily access your current balance, make payments, and view transactions on Amazon. To link it to your account, go to your Amazon card page, select the “Link Now” option, and provide your Chase username and password or create a profile if you don’t have one.

8. Points earned from transactions are promptly credited to your Cardmember points balance, often within the next day. You can effortlessly track your earnings balance on your Amazon Prime Visa rewards dashboard once integrated into your Cardmember account, ensuring a seamless rewards experience.

In a Nutshell

Applying for a Prime Visa is not just a financial decision; it’s a smart lifestyle choice. Whether you’re a frequent traveler, a savvy shopper, or someone who values security and convenience, the card perks are designed to enhance your life in meaningful ways. Don’t miss out on the opportunity to elevate your spending experience.