Chase Credit Card

Understanding Chase Sapphire Preferred Card 

Are you in the market for a new credit card that offers a multitude of benefits? 

Choose the Chase Sapphire Preferred Card without a second thought. As a happy user of this card, I can confidently say that it offers a range of perks that make it a must-have for anyone who loves to travel and dine out.

One of the most attractive features of the Chase Sapphire Preferred Card is the generous sign-up bonus. By spending $4,000 on purchases in the first three months of your account, you can earn 60,000 bonus points. These points can be redeemed for $750 when booking travel through Chase Ultimate Rewards, which is a fantastic value.

The rewards don’t stop there. With this card, you’ll earn 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining, and 2x points on all other travel purchases. These points can add up quickly, allowing you to redeem them for flights, hotels, rental cars, and cruises.

In addition to earning rewards, the Chase Sapphire Preferred Card comes with a host of benefits that provide peace of mind while traveling. For instance, the card offers Trip Cancellation and Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance. These features can save you hundreds or even thousands of dollars if something unexpected happens while you’re on the road.

Another great benefit of the Chase Sapphire Preferred Card is the $50 annual Ultimate Rewards Hotel Credit. This credit can be used at eligible hotels booked through Ultimate Rewards, which can help offset the cost of your travels.

Finally, the card comes with complimentary access to DashPass, which provides $0 delivery fees and lower service fees for food delivery orders from DoorDash. This feature can save you money on food delivery while also making the process more convenient.

Chase Sapphire Preferred Card Overview:

The Chase Sapphire Preferred Card is a credit card that offers a range of benefits, including a generous sign-up bonus, rewards for travel and dining, travel benefits, complimentary access to DashPass, and a $50 annual Ultimate Rewards Hotel Credit. These features make it an ideal choice for anyone who wants to earn rewards, enjoy travel benefits, and save money on dining and delivery fees.

  1. Generous sign-up bonus of 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.
  2. Rewards of 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining, and 2x points on all other travel purchases.
  3. Travel benefits include Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance.
  4. $50 annual Ultimate Rewards Hotel Credit.
  5. Complimentary access to DashPass, providing $0 delivery fees and lower service fees for food delivery orders from DoorDash.
  6. The ideal choice for anyone who wants to earn rewards, enjoy travel benefits, and save money on dining and delivery fees.

How to earn rewards with the Chase Sapphire Preferred Card:

One of the most significant benefits of the Chase Sapphire Preferred Card is the rewards system. Cardholders can earn rewards on every purchase they make, including 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining, and 2x points on all other travel purchases. Here’s how you can maximize your rewards with the card:

Use the card for all of your travel purchases

To earn 5x points, make sure to use your Chase Sapphire Preferred Card when booking your flights, hotels, rental cars, and other travel purchases through Chase Ultimate Rewards.

Dine out frequently

To earn 3x points on dining, use your card when dining out at restaurants, cafes, and bars. Even small purchases like coffee or pastries can add up to significant rewards over time.

Use the card for other travel purchases

To earn 2x points, use your card when booking any other travel expenses that are not included in the 5x category, such as train tickets, taxis, or ride-sharing services.

Take advantage of bonus point offers

Chase frequently offers bonus point promotions for certain purchases, such as groceries or online shopping. Keep an eye on these offers and use your Chase Sapphire Preferred Card to earn even more rewards.

By following these tips and making all of your purchases with your Chase Sapphire Preferred Card, you can earn significant rewards that can be redeemed for travel, cash back, or gift cards.

Benefits of the Chase Sapphire Preferred Card for Travel:

In addition to its generous rewards program, the Chase Sapphire Preferred Card also offers a range of travel benefits that can make your trips more enjoyable and stress-free. Here are some of the key travel benefits of the card:

Complimentary access to DashPass

Get a complimentary membership for both DoorDash and Caviar for a minimum of one year when you activate by December 31, 2024. This may enable free delivery and reduced service charges.

6 months of complimentary Instacart+

Activate by July 31, 2024, and enjoy six months of complimentary Instacart+. Plus, Instacart+ members earn up to $15 in statement credits each quarter through July 2024.

GoPuff statement credit

Receive a $10 monthly statement credit from Gopuff through December 2023.

$0 Foreign Transaction Fees

Enjoy traveling without worrying about foreign transaction fees. Transfer points at a 1:1 ratio to all participating frequent traveler programs. You can transfer your points to any participating frequent travel program at a 1:1 value.

Auto Rental Collision Damage Waiver

Get primary auto rental collision damage waiver coverage when you rent a car for business purposes or personal reasons.

Trip Cancellation/Trip Interruption Insurance

You can be covered up to $10,000 per person and $20,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short due to covered reasons.

Zero Liability Protection

Unauthorized charges made with your card won’t be your responsibility. 

Baggage Delay Insurance

If your luggage is delayed more than six hours, you can receive reimbursement for essential purchases such as toiletries and clothing up to $100 per day for a maximum of five days.

In a Nutshell

Overall, I highly recommend the Chase Sapphire Preferred Card for anyone who wants to earn rewards, enjoy travel benefits, and save money on dining and delivery fees. It’s a fantastic card that I use on a regular basis, and I’m sure you’ll love it too.