In a world where every dollar spent can contribute to your financial growth, the Owner’s Rewards Card by M1 stands out as a beacon for savvy investors. This credit card doesn’t just facilitate transactions; it also serves as a tool for accumulating wealth through everyday purchases. Let’s dive into the depths of this innovative card and how it revolutionizes the concept of spending for long-term gains.

Cashback for Investing

At the core of the Owner’s Rewards Card is its ability to offer cashback on everyday purchases. It starts with a solid baseline of 1.5% cashback, providing a seamless way to earn while spending. However, the true allure lies in the potential to unlock higher cashback tiers. M1 Plus subscribers can access elevated rewards of 2.5%, 5%, and an impressive 10% cashback.

This tiered system incentivizes users to level up their membership, offering substantial rewards that fuel investment portfolios. Imagine earning 10% cashback on your routine expenses and channeling those earnings into your investment strategy—this is the essence of the Owner’s Rewards Card.

Seamless Integration with M1 Finance

M1 Finance’s automation capabilities take the rewards game to another level. Easily reinvest your cashback rewards to bolster long-term growth. By seamlessly integrating your spending and investment activities, M1 ensures that every dollar works smarter for you.

The convenience of having both spending and investment tools on one platform streamlines financial management. Witness your wealth grow through deliberate investments and the natural flow of your daily expenses.

Visa Signature® Benefits

Beyond its wealth-building features, the Owner’s Rewards Card also provides Visa Signature® benefits. These perks include the safety of Zero Liability protection, exclusive experiences, and a host of other privileges. This amalgamation of financial advantages underscores the holistic approach this card takes toward enhancing users’ financial lives.

The Credit Card for Investors

The tagline “Invest when you spend” encapsulates the essence of this credit card. It fundamentally transforms the traditional notion of credit card usage into a means of wealth creation. Each transaction becomes an opportunity to bolster your investment portfolio, effectively turning spending into a strategic financial move.

No Annual Fee & M1 Plus Exclusive Offer

Moreover, the absence of an annual fee adds to the attractiveness of the Owner’s Rewards Card. It means that the benefits reaped from the card aren’t offset by recurring charges, aligning perfectly with its wealth-building agenda.

As an added incentive, new cardholders get the first three months of M1 Plus free, unlocking a suite of exclusive features and discounts that further aid in wealth accumulation.

The Owner’s Rewards Program Cashback

The Owner’s Rewards Program by M1 offers an exclusive opportunity for cardholders to earn impressive cashback on selected brands, transforming everyday spending into significant rewards. 

10% Cashback

• Lululemon: A popular athletic apparel brand known for its high-quality yoga pants, activewear, and fitness apparel.
• Tesla: Renowned for its innovative electric vehicles, energy storage solutions, and solar products, Tesla is a leader in sustainable technology.
• Ulta Beauty: A beauty retailer offering a wide range of cosmetics, skincare, fragrance, and hair care products, catering to diverse beauty needs.
• Dropbox: A cloud-based file storage and collaboration platform that enables users to store and share files securely.
• Spotify: A leading music streaming service that provides access to millions of songs, podcasts, and playlists across various genres.
• Stitch Fix: A personalized styling service that delivers curated clothing and accessories based on individual preferences.
• Dollar General: A chain of a variety of stores offering everyday essentials, household items, and groceries at affordable prices.
• Netflix: A popular streaming service that provides a vast library of movies, TV shows, documentaries, and original content.
• Adobe: is known for its creative software suite, including Photoshop, Illustrator, and Acrobat, which is utilized by professionals and creatives worldwide.
• AMC Theatres: A renowned cinema chain offering a diverse selection of movies, entertainment, and cinematic experiences.
• Peloton: A fitness company famous for its high-tech exercise equipment, live and on-demand workout classes, and dedicated community of fitness enthusiasts.

5% Cashback

• Domino’s Pizza: A global pizza delivery chain known for its wide range of pizzas, sides, and desserts.
• FedEx: A renowned courier delivery service company offering shipping, printing, and business services worldwide.
• JetBlue: A major American low-cost airline known for its domestic and international flights with a focus on customer service.
• Marshalls: A popular off-price retailer offering a variety of discounted brand-name clothing, accessories, and home goods.
• McDonald’s (McDo): one of the world’s largest fast-food chains known for its burgers, fries, and various menu items.
• Nike: A leading athletic footwear and apparel brand, offering a wide range of sports shoes, clothing, and accessories.
• Pizza Hut: A well-known global pizza chain offering a diverse menu of pizzas, pasta, wings, and sides.
• Tim Hortons: A Canadian-based multinational fast-food restaurant known for its coffee, donuts, and sandwiches.
• UPS: A global package delivery and supply chain management company providing logistics services.
• Burger King: A popular fast-food chain is known for its flame-grilled burgers and various sandwiches.
• Converse: An iconic shoe brand recognized for its classic sneakers and apparel.
• GameStop: A retailer specializing in video games, gaming consoles, accessories, and collectibles.
• KFC: A global fast-food chain specializing in fried chicken and other chicken-based meals.
• Mobil (ExxonMobil): A major oil and gas company operating gas stations and providing fuel products.
• Starbucks: A multinational coffeehouse chain known for its specialty coffee drinks and pastries.
• Chevron: An energy corporation engaged in oil, natural gas, and geothermal energy production.
• Southwest Airlines: A prominent low-cost airline that provides domestic and international flights.

2.5% Cashback

• T-Mobile: A major wireless network operator offering cellular and data services to consumers and businesses.
• Verizon: Another prominent telecommunications company providing wireless products and services.
• Walmart: A global retail company that runs a network of supermarkets, hypermarkets, and cheap department shops.
• Airbnb: A popular online marketplace that facilitates lodging rentals, homestays, and tourism experiences.
• AT&T: A multinational conglomerate offering communication, media, and entertainment services.
• Best Buy: A leading retailer specializing in consumer electronics, appliances, and tech-related products.
• Caviar: An online food ordering and delivery platform connecting customers with local restaurants.
• Comcast: A global telecommunications conglomerate providing cable television, internet, and streaming services.
• DoorDash: A food delivery service that connects customers with local restaurants for on-demand delivery.
• eBay: An online marketplace for buying and selling various goods and products.
• HBO: A premium cable and streaming service known for its original television shows and movies.
• Lowe’s: A chain of retail home improvement and appliance stores.
• Sprint: A telecommunications company offering wireless services to consumers and businesses.
• Target: A retail corporation offering a wide range of products, including household essentials, electronics, and apparel.
• Twitch: A live streaming platform predominantly focused on video games, esports, and creative content.
• Uber: A global ride-hailing and food delivery service provider.
• Amazon: An e-commerce giant offering a vast selection of products, services, and entertainment options.
• Audible: Amazon’s audiobook and spoken-word media service.
• The Home Depot: A home improvement retail store offering tools, construction products, and services.
• Sam’s Club: A membership warehouse club retail chain owned by Walmart.

The Owner’s Rewards Program by M1 provides a solid 1.5% cashback on all purchases that don’t fall under the specific brand categories mentioned in the higher cashback tiers. This versatile cashback rate ensures that cardholders earn rewards on a wide range of everyday expenses

Conclusion

The Owner’s Rewards Card by M1 transcends the traditional credit card model. It merges spending with investment, creating a symbiotic relationship where every purchase contributes to long-term financial growth. With its cashback rewards, seamless integration with M1 Finance, Visa Signature® benefits, and a focus on investor empowerment, this card is a game-changer for those looking to maximize their financial potential.