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Advertiser Disclosure: CardSavings.com is an independent, advertising-supported website. Certain offers that appear on this site are from companies from which CardSavings.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardSavings.com does not include all financial services companies or all financial products available in the marketplace.
Account Type
  • Personal Accounts
  • Business Accounts
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  • Online Bank
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Bank
  • Valley National Bank
  • HSBC
  • Chime
  • Axos Bank
  • CIT Bank
  • Quontic Bank
  • LINQTO
  • First Tech
Sort by APY - High to Low
  • Sort by APY - High to Low
  • Sort by APY - Low to High
  • Sort by Monthly Fee - High to Low
  • Sort by Monthly Fee - Low to High
  • Sort by Minimum to Open - High to Low
  • Sort by Minimum to Open - Low to High
APY
4.01%
Monthly Fee
$0
Signup Bonus
$375
Product Details
  • Minimum to Open: $0

Additional Info

  • Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account By January 31, 2025. Use promo code BPS375.

  • Earn 4.01% APY* With Business Premium Savings

  • Free domestic and international incoming wires

  • No monthly maintenance fee

  • No minimum opening deposit

  • No average daily balance requirement

  • Business deposit accounts FDIC insured up to $250k

Apply Now on Quontic Bank's secure site
APY
4.00%
Monthly Fee
$0
Signup Bonus
$0
Product Details
  • Minimum to Open: $100

Additional Info

  • Earn 4.00% APY with a Quontic High Yield Savings Account: APY means Annual Percentage Yield.

  • Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.

  • Open an account online in just 3 minutes.

  • Interest is compounded daily and credited to your account every month.

  • FDIC insured to the maximum legal limits.

APY
Up to 5.00%
Monthly Fee
$0
Signup Bonus
$0
Product Details
  • Minimum to Open: $100

Additional Info

  • 5.00% APY With a balance of $5,000 or more; 0.25% APY With a balance of less than $5,000

  • No monthly service fee

  • Free transfers to and from connected bank accounts

  • Strong mobile banking tools

  • FDIC insured


APY
2.00%
Monthly Fee
$0
Signup Bonus
$0
Product Details
  • Minimum to Open: $0

Additional Info

  • Chime Checking Account is required to be eligible for a Savings Account. 

  • Get 2.00% Annual Percentage Yield (APY)*: The Annual Percentage Yield for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of September 20, 2023.  No minimum balance required. Must have $0.01 in savings to earn interest.

  • Save When I Get Paid: automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your Savings Account. 

  • Round Ups: automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your Savings Account.

  • No fees: There's no fee for the Chime Savings Account. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts.

  • Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Apply Now on CIT Bank's secure site
APY
Up to 1.00%
Monthly Fee
$0
Signup Bonus
$0
Product Details
  • Minimum to Open: $100

Additional Info

  • Multi-tiered account

  • Monthly $100 deposit requirement or $25K min balance for highest APY

  • No account opening or maintenance fees

  • Daily compounding interest

  • FDIC insured

Apply Now on CIT Bank's secure site
APY
4.65%
Monthly Fee
$0
Signup Bonus
$0
Product Details
  • Minimum to Open: $100

Additional Info

  • Daily compounding with a rate of 4.65%

  • No account opening or maintenance fees

  • With the CIT Bank mobile app, deposit checks from your mobile device and make transfers easily.

  • FDIC insured


Learn More on Valley National Bank's secure site
APY
4.75%
Monthly Fee
$0
Signup Bonus
$0
Product Details
  • Minimum to Open: $1

Additional Info

  • Enjoy 4.75% APY! 10x the national average

  • An online savings account with no fees

  • Enjoy knowing your money is secure and FDIC insured

  • A $0.01 minimum average daily balance to obtain the APY

  • You must be 18 or older and a resident of the US to open the High Yield Savings Account

  • You'll need your Social Security Number and Government Issued ID to apply

  • This account is only available to open and manage online

Apply Now on Axos Bank's secure site
APY
4.01%
Monthly Fee
0$
Signup Bonus
$375
Product Details

  • Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account By January 31, 2025. Use promo code BPS375.

  • Earn 4.01% APY* With Business Premium Savings

  • Free domestic and international incoming wires

  • No monthly maintenance fee

  • No minimum opening deposit

  • No average daily balance requirement

  • Business deposit accounts FDIC insured up to $250k

Apply Now on Quontic Bank's secure site
APY
4.00%
Monthly Fee
0$
Signup Bonus
$0
Product Details
  • Earn 4.00% APY with a Quontic High Yield Savings Account: APY means Annual Percentage Yield.

  • Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.

  • Open an account online in just 3 minutes.

  • Interest is compounded daily and credited to your account every month.

  • FDIC insured to the maximum legal limits.

Apply Now on CIT Bank's secure site
APY
Up to 5.00%
Monthly Fee
0$
Signup Bonus
$0
Product Details
  • 5.00% APY With a balance of $5,000 or more; 0.25% APY With a balance of less than $5,000

  • No monthly service fee

  • Free transfers to and from connected bank accounts

  • Strong mobile banking tools

  • FDIC insured


Apply Now on Chime's secure site
APY
2.00%
Monthly Fee
0$
Signup Bonus
$0
Product Details
  • Chime Checking Account is required to be eligible for a Savings Account. 

  • Get 2.00% Annual Percentage Yield (APY)*: The Annual Percentage Yield for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of September 20, 2023.  No minimum balance required. Must have $0.01 in savings to earn interest.

  • Save When I Get Paid: automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your Savings Account. 

  • Round Ups: automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your Savings Account.

  • No fees: There's no fee for the Chime Savings Account. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts.

  • Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Apply Now on CIT Bank's secure site
APY
Up to 1.00%
Monthly Fee
0$
Signup Bonus
$0
Product Details
  • Multi-tiered account

  • Monthly $100 deposit requirement or $25K min balance for highest APY

  • No account opening or maintenance fees

  • Daily compounding interest

  • FDIC insured

Apply Now on CIT Bank's secure site
APY
4.65%
Monthly Fee
0$
Signup Bonus
$0
Product Details
  • Daily compounding with a rate of 4.65%

  • No account opening or maintenance fees

  • With the CIT Bank mobile app, deposit checks from your mobile device and make transfers easily.

  • FDIC insured


Learn More on Valley National Bank's secure site
APY
4.75%
Monthly Fee
0$
Signup Bonus
$0
Product Details
  • Enjoy 4.75% APY! 10x the national average

  • An online savings account with no fees

  • Enjoy knowing your money is secure and FDIC insured

  • A $0.01 minimum average daily balance to obtain the APY

  • You must be 18 or older and a resident of the US to open the High Yield Savings Account

  • You'll need your Social Security Number and Government Issued ID to apply

  • This account is only available to open and manage online

Advertiser Disclosure: CardSavings.com is an independent, advertising-supported website. Certain offers that appear on this site are from companies from which CardSavings.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardSavings.com does not include all financial services companies or all financial products available in the marketplace.
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